Brokerage FAQs

• How do I obtain more deposit slips?
• How do I order checks online?
• How do I view and search for checks?
• How do I request funds from my account?
• How do I request dividend reinvestment for my stock?
• How do I fund my account or transfer money from my bank into my account?

• How do I place a trade?
• What types of securities can I trade online?
• How do I enter ticker symbols for unusual types of securities?
• How are Funds Available for Cash Trades calculated and what is the rationale?
• Why are Funds Available for Cash different when I'm buying stocks than when buying mutual funds?

• How do I use the Gains/Losses pages?
• How do I use cost basis and net gain/loss information?
• How do I update my mutual fund cost basis?
• How do I update my tax lot information online?

• How do I use the Balance page within Your Accounts?
• How do I use the Positions page within Your Accounts?
• How do I use the History page within Your Accounts?
• How do I use the Linked ONE Features Page?

• What is margin borrowing?
• What securities are eligible for margin borrowing?
• What happens if I fall below the maintenance requirement?
• What is a Federal Call?

You can request more postage-paid deposit slips by contacting us.

You can reorder checks for your Ameriprise ONE Financial Account online at ameriprise.com.

To reorder checks, first go to ameriprise.com and log into Brokerage. Next, go to the Tools & Research tab and click the "Order Checks" option and follow the simple instructions. Please verify the accuracy of your order before submitting. If you have multiple Ameriprise ONE Financial Accounts, please pay close attention to both your Ameriprise ONE Financial Account number and your checking account number to ensure that the checks are ordered for the correct checking account. After submitting, you will receive a confirmation of the order and your checks will be delivered to the address printed on your current checks. If you would like to change the address appearing on the checks, the check style, or select other options, please call the Client Service Center at (800) 297-7378.

You can view checks you write from your Ameriprise ONE Financial Account online. You can also print and save them to your computer for your records.

To get started, go to ameriprise.com and log into Brokerage. Next, go to the Your Account tab, select "History" under "Select a View". To view a check that is listed in your Account History, click the view check link next to the check. This will display your check image, front and back. In the view mode you can zoom, rotate, print, and save to your PC.

To search for checks, click the "Search for Checks" link from the Tools & Research tab and follow the simple instructions. You will automatically see checks with a date range of the last 30-days of activity. Click on the highlighted blue link on each check listed to view that check. You may enter historical dates using date ranges up to 90-days. You may also search for specific criteria. Within the chosen date range, you may enter the check number, amount, or both in your search. The search results may go to more than one page; select "Next" or "Prev" to view the entire list of search results.

Cash withdrawals can be requested by contacting us. Methods of withdrawal we offer:

• First-Class Mail: we can send a check to your address of record at no cost.
• Overnight Mail or Wire: we can overnight a check to your address of record or wire funds to your bank account for $25.00.
• Request funds to be sent electronically via ACH to your financial institution at no cost.

Free equity dividend reinvestment is available for common stocks. You can choose specific securities for reinvestment or specify reinvestment for all eligible securities that are held in your account, plus all future eligible securities that come into your account. If you would like to change your current dividend option, please contact us.

You can fund online with My Financial Accounts. Simply follow these steps:

• Log in or register for My Financial Accounts.
• Select "account service" or "investments and insurance."
• Click on the "transfer money" link.

You can also send a check. If you are opening a new account, send your check along with your account application. Make your check payable to Ameriprise Financial.

• For IRA contributions, make your check payable to Ameriprise Trust Co.
• Reference your account number in the memo line of the check.
• For IRA contributions also include the year of contribution.

Mail your check to:
Ameriprise Financial
70400 Ameriprise Financial Center
Minneapolis, MN 55474

Transfer assets from another firm. Use our online Account Servicing Forms. The amount of time it takes to complete a transfer may vary. Full account transfers may take as little as 2 weeks or as long as 8+ weeks to complete. Partial account transfers can take longer.

Roll over assets from a 401(k) or 403(b). Use our Rollover Guide for a detailed step-by-step process. The amount of time it takes to complete a transfer may vary. Full account transfers may take as little as 2 weeks or as long as 8+ weeks to complete. Partial account transfers can take longer. If you have any questions, please call our financial advisors at (800) 257-8740. Representatives are available 8 a.m. to 9 p.m. CST Monday - Thursday, and 8 a.m. to 7 p.m. CST Friday.

Establish direct deposit of your paycheck or government payments. Direct deposit allows you to automatically transfer all or a portion of any payment you receive regularly—such as your paycheck or government checks—directly to your Ameriprise ONE^® Financial Account, Ameriprise Brokerage account, Ameriprise^® Strategic Portfolio Service (SPS) Advantage account, and SPS Advantage with ONE Features account.

Many employers require their employees to use the employer's own form to set up direct deposit. If your employer does not provide its own direct deposit forms, click here to access the Ameriprise Financial Direct Deposit form. If you would prefer, Ameriprise Financial can mail a copy of this form to you. Simply call a representative at (800) 297-7378 to request one.

For accounts with checking:
Whichever form you use, in most cases you can simply attach a voided Ameriprise ONE Financial Account check to the direct deposit form(s). Submit the check with the form to the payment originator. Do not mail the form to Ameriprise Financial.

Note: Deposits made into the checking feature of your Ameriprise ONE Financial Account or SPS Advantage with ONE Features account will automatically be forwarded to your cash sweep option within the brokerage account.

For all accounts without checking:
To set up direct deposit, be sure to provide the party issuing the payment (e.g. your employer, government agency) with the following information:

Bank Routing/Transit Number: 091000019

Bank Address: Wells Fargo, 6th St. and Marquette, Minneapolis, MN 55479.

Account Number: 892100000 _ _ _ _ _ _ _ _
(Your 8-digit Brokerage or SPS Advantage account number)

For government-related payments (e.g., Social Security):
Government agencies require use of special government forms. Please contact the appropriate government agency to receive the correct form. The Social Security direct deposit form (Form SF-1199A) can be downloaded at ssa.gov/deposit/.

Wire funds. The domestic sending bank's instructions must specifically read:

• Wells Fargo MN, NA
  Minneapolis, MN 55479
  Routing ABA: 121000248
• Credit to: American Enterprise Investment Services Inc. Account 0001065930
• For further credit to: (client name and brokerage account number)

Send in physical certificates. Sign the back of your securities certificates and mail them to us at the address listed above. Or, call (800) 297-5300 to request a Stock Power form that you can submit with your certificates. For your protection, we recommend that you send in your certificates by certified mail only. By having all of your certificates held at AEIS, they will be readily available when you want to sell.

You can place an online trade at any time. If you place an equity trade order during market hours (9:30 a.m. to 4:00 p.m. Eastern time), we will enter the trade as soon as we get your request. If your order is a Day Only Limit Order, which does not fill, it will expire at 9:00 p.m. Eastern time. If you place the order after the market closes, we will enter the trade for the next business day when the market opens again. Mutual fund trades will be accepted and entered for the current day if they are received by 4:00 p.m. Eastern time. Orders received after 4:00 p.m. will be processed for the next business day. SPS Advantage clients should request trades through their Advisor.

1. Price option: Market, Limit, Stop, Stop Limit.

• Market Order is an order to buy or sell a security at the best available price at the time the order is placed.
• Limit or Better is a restriction on the order to buy with a limit price or better if available and for a Sell order with a limit price below the current selling price or better if available. Input the desired limit price and check box labeled Or Better.
• Limit Order is a restriction on an order to buy or sell a security at a specific price or better. Type the desired Limit Price.
• Stop order is a restriction on the order that must either use a price higher than the current market price on a buy or lower than the current market price on a sell. For a listed security, the stop order is triggered once the stock has traded through the stop price. For NASDAQ listed securities, the stop order triggers once the stop price is reflected within or at the stated bid or ask price of the security.
• Stop/Limit Order is a restriction on an order to buy or sell at a specified price or better only after a given stop price has been reached or passed. Type the desired Stop Price in the first box and the Limit Price in the second box.

2. Duration: Day Only or GTC

• Day Only orders will be cancelled at the close of the market on the order entry date if not filled or cancelled.
• GTC (Good Till Cancelled) orders remain open for 30 calendar days if placed prior to 5/15/2006. GTC orders placed after 5/15/2006 will remain open for 90 unless they are executed or cancelled before that time elapses.

3. Restrictions

• Or Better is a restriction on the order to buy with a limit price or better if available and for a Sell order with a limit price below the current selling price or better if available. Input the desired limit price and check box labeled Or Better.
• All-Or-None (AON) restriction on an order to buy or sell indicates that you want a complete execution in one fill, and that partial executions are not acceptable. If shares are not available to complete the trade in one lot, the order will not execute. Select the All or None checkbox to specify that the entire order must be filled in one lot if shares are available or order will not execute.

4. Cancelling an Open Order

• Market orders placed during market hours cannot be cancelled.
• Market orders placed after hours can be cancelled anytime before the market opens at 9:30 a.m. Eastern time.
• Limit orders can be cancelled whether the market is open or closed.
• Executed orders cannot be cancelled.

You can trade stocks listed on the NYSE, AMEX or NASDAQ and approximately 2,000 mutual funds. Orders for options and fixed income securities may be placed over the telephone at an additional charge. Certain securities may not be available to Workplace Retirement Self-Managed Brokerage Accounts. SPS Advantage clients should request trades through their Advisor.

• If the stock is traded on NASDAQ, enter the same 4 - 5 character symbol.
• If the stock is traded on the NYSE or AMEX, enter the same 1 - 3 character symbol.
• If the stock is a Class A, Class B or Class C stock, enter the base symbol followed by a slash "/" and "A," "B" or "C," etc. Note that NASDAQ Class A or B stock has an A or B in the 5th character.
• If the stock is a Preferred stock, enter the base symbol followed by a slash "/" and "PR" for Preferred. Enter "PRA" for Preferred A or "PRB" for Preferred B, etc. Note that NASDAQ Preferred stock has a P, O or N in the 5th character.
• If the stock is a Rights stock, enter the base symbol followed by a slash "/" and "RT." Note that NASDAQ Rights stock has an R in the 5th character.
• If the stock is a Warrants stock, enter the base symbol followed by a slash "/" and "WT." Note, that NASDAQ Warrants stock has a W in the 5th character; NASDAQ Foreign Warrants stock has a "WF" in the 4th or 5th characters.
• If the stock is a Canadian stock, enter the base symbol followed by a "." and the Canadian exchange (TC for Toronto, MC for Montreal, VC for Vancouver, AC for Alberta, O for Over the Counter).
• If the stock is a Contra stock, enter the base symbol followed by a "#" and "C."
• If the stock is a Reorganization/Merger stock, enter the base symbol followed by a "*" symbol.

Transactions Display

You will now see your funds available for transactions in cash accounts broken out into two amounts when you click on "Details" displayed next to your balance.

• The amount labeled "Securities" is the dollar amount that is available for purchases of securities that will settle T+3 (Trade Date plus 3 business days). (i.e. Stocks)
• The amount labeled "No-Load Mutual Funds" is the dollar amount that is available for purchase of securities that will settle T+1 (Trade Date plus 1 business day) (i.e. No-load mutual funds).

Trading Restrictions in Cash Accounts

Regulation T requires you to make full cash payment when purchasing securities in cash accounts. Funds must be settled before new purchases can be made. The definition “Full cash payment” is met by the use of settled funds, i.e. cash on deposit or the proceeds from the sale of a fully paid for security. For example:

At the beginning of the day, a client holds $10,000 cash in a cash account. The client then attempts to make the following transactions:

• The client buys a position in Company A for $10,000, applying the $10,000 in cash to complete the purchase.
• The client then sells that position in Company A and nets $10,000 in sale proceeds.
• Next, before the purchase in Company A settles, (typically 3 business days after the purchase) the client buys a position in Company B for $10,000 with unsettled funds

Under Federal Reserve Staff interpretative guidance, the buy of shares in Company B with unsettled funds is not permitted because the client does not have cash in the account to pay for the purchase. Unsettled proceeds from the sale of Company A are not available for reinvestment until the initial purchase has settled.

This may be avoided by:

• Adding funds to your account;
• Combining accounts; or
• Converting to a margin account*.

Please note that a cash account, under Regulation T, requires settlement be made for each transaction independently. Margin account transactions are settled under a "net end-of-day" standpoint. This means that if you buy and sell intraday or intra-settlement, clients must settle the net balance, subject to pattern day trading requirements including minimum equity and transaction amounts.

For questions regarding this scenario or day trading, please contact an Ameriprise Brokerage Service representative at (800) 297-7919 Option 4, 4, 3.

*Margin trading is not suitable for all investors due to the increased risk involved nor is it available for all account ownerships. For more information regarding margin risks, please read our Margin Risk Disclosure document and the Margin Agreement detail included in the Brokerage Client Agreement.

Stock trades settle T+3, so you may place an order for a trade while having only 50% of the required cash in your account. The remaining cash would need to be deposited before the settlement date. Many mutual fund trades, however, settle T+1, so you must have 100% of the required cash to cover the size of the trade in your account at the time you place the order.

You can view realized and unrealized gains and losses information for non-qualified securities and mutual funds with in your brokerage account. To do this select Your Account and then choosing one of three options in the Select a View dropdown menu. The options are 1) Realized Gains/Losses, 2) Unrealized Gains/Losses and 3) Consolidated Statement Gains/Losses.

1. Realized Gains/Losses View
   

   This page displays a list of positions sold during the current or previous tax year. The realized gain or loss is calculated by subtracting the cost of the shares sold (based on the information we have available) from the dollars received for the sale. If the difference is negative, then we are showing a realized loss. If the difference is positive, we are showing a realized gain.

   Any estimated cost basis and capital gain/loss information reported on this statement is based either on purchases made directly through Ameriprise Financial and/or purchase price and cost basis information provided by either you or your advisor and may be otherwise incomplete or inaccurate. If the adjusted cost basis of the shares sold is not available, N/A will be displayed for the cost basis as well as the gain/loss. If you have the missing information, you can use the Edit link to manually add data. Determining the cost basis for securities can be complex. Be sure to talk to your tax advisor when determining cost basis for tax purposes.

   The holding period is determined using the following criteria: long term if the shares sold were held for over one year and short term if the shares sold were held for one year or less. In the case of a partial sale, the determination of which securities are sold and holding period are calculated using the First-In-First-Out (FIFO) method.

   • General Securities: Includes all non-mutual fund positions. If shares of the stock being sold were purchased on separate dates, the realized gain or loss is reported as separate events i.e., separate tax lots.
   • Mutual Funds: Includes only mutual fund positions. The average basis method is used to calculate the realized gain/loss. A short-term and/or long-term gain/loss will be reported for each sale instead of for each purchase. Cost basis values displayed are estimated and may not be available for all positions. Entering past transaction information or making other updates to the history of an investment position may change the amount of overall gain/loss for this position. Consult a professional tax advisor regarding the reporting of any gain/loss information for tax purposes. The average basis method is one of several methods allowed by the IRS for determining the cost basis of mutual fund shares sold or redeemed. For a discussion of the approved methods see IRS Publication 564, Mutual Fund Distributions. The method you choose may affect the amount of the gain or loss you will report on your sale. If you choose to use another method to determine your cost basis, please consult your tax advisor. Once you elect to use an average cost basis, you must continue to use it for all accounts in the same fund. (You must also continue to use the same method.) We do not provide advice or calculations related to using alternative methods. You are responsible for keeping accurate records of the cost and sales prices of your investments in order to properly report your taxes. Please do not rely on this statement when doing this recordkeeping. Consult a professional tax advisor when making tax-related decisions.
2. Unrealized Gains/Losses View
   

   This page displays a list of the positions currently held in the account. Unrealized gains and losses are calculated by subtracting the adjusted cost basis (based on the information we have available) from the current market value. If the difference is negative, then we are showing an unrealized loss. If the difference is positive, we are showing an unrealized gain.

   Any estimated cost basis and capital gain/loss information reported on this statement is based either on purchases made directly through Ameriprise Financial and/or purchase price and cost basis information provided by either you or your advisor and may be otherwise incomplete or inaccurate. If the adjusted cost basis is not available, N/A will be displayed for the cost basis as well as the gain/loss. If you have the missing information, you can use the Edit link to manually add data. Determining the cost basis for securities can be complex. Be sure to talk to your tax advisor when determining cost basis for tax purposes.

   • General Securities: Includes all non-mutual fund positions. Each individual tax lot is displayed for all open positions in your account. Each line item on this page also contains a history tab, which shows transactions (such as re-organizations, buys, and sells) that have affected each tax lot.
   • Mutual Funds: Includes only mutual fund positions. The average basis method is used to calculate the unrealized gain/loss. One gain/loss figure will be reported for each fund currently held instead of for each purchase of that fund. The average basis method is one of several methods allowed by the IRS for determining the cost basis of mutual fund shares sold or redeemed. For a discussion of the approved methods see IRS Publication 564, Mutual Fund Distributions. The method you choose may affect the amount of the gain or loss you will report on your sale. If you choose to use another method to determine your cost basis, please consult your tax advisor. Once you elect to use an average cost basis, you must continue to use it for all accounts in the same fund. (You must also continue to use the same method.) We do not provide advice or calculations related to using alternative methods.

   When deciding whether to sell a position, be aware that the market value may change and any cost basis displayed may not be accurate for tax reporting purposes. You are responsible for keeping accurate records of the cost and sales prices of your investments in order to properly report your taxes. Please do not rely on this statement when doing this recordkeeping. Consult a professional tax advisor when making tax-related decisions.

3. Consolidated Statement Gains/Losses View
   

   This page gives you information about security positions as they were reported on your last consolidated statement. The information is based on the closing date of your statement and does not update between statement mailings. It cannot be edited or changed and will only be replaced when a new consolidated statement is generated. There is no online archiving of these pages since they contain the same information as on your consolidated statement.

Location of cost basis and net gain/loss information
Cost basis and net gain/loss information is found on the Realized and Unrealized Gains/Losses page for the account.

The reporting on positions held displays in two parts: unrealized gains/losses and realized gains/losses. Unrealized gains/losses list purchases or receipts of securities you currently own. Realized gains/losses show sales or dispositions of a security.

Cost basis availability
Ameriprise Financial and RiverSource^® Investments calculates the cost basis for initial purchases transacted in the account. Ameriprise Financial and RiverSource cannot calculate cost basis for any position not purchased in the account although a client or an Ameriprise financial advisor may input cost basis information for those positions.

Cost basis methodology
Stocks, bonds, options, closed-ended mutual funds, rights, warrants, Real Estate Investment Trusts (REITs), Limited Partnerships (LPs) and Unit Investment Trusts (UITs) calculate cost basis using tax lots. Ameriprise Financial will calculate how much is paid for each share purchased aggregating the shares purchased on the same day and at the same price. The system defaults to a first in, first out (FIFO) methodology when tracking holding periods.

Cost basis for open-ended mutual funds is calculated using an average cost method that is the total cost basis divided by total shares held in a mutual fund. The system defaults to a first in, first out (FIFO) methodology when tracking holding periods.

Follow the steps below to update your mutual fund cost basis information for Retail Brokerage accounts. (This process does not apply to SPS Advantage accounts. To change the cost basis information for an SPS Advantage account, call (800) 297-7378.

Step 1: Log into the Online Brokerage (OLB) website and select Your Account.

Step 2: From Select a View, choose either Realized Gains/Losses or Unrealized Gains/Losses from the dropdown menu.

Step 3:; The History/Edit link is displayed to the right of the position if the position contains a receipt of shares from an account outside of Ameriprise Financial or from a decedent's account within Ameriprise Financial. Click the History/Edit link to go to the Position Cost Basis History page.

If the mutual fund position does not display a History/Edit link and you would like to change the current cost basis information, please contact Brokerage Service at (800) 297-6663 or SPS Advantage Service at (800) 297-7378.

Step 4: The Position Cost Basis History page lists transactions from the cost basis system. The transactions that are eligible to be edited show an Edit link to the right of the position. Click the Edit link next to the transaction that you wish to update to go to the Split Mutual Fund Lot Details page.

Step 5: On the Split Mutual Fund Lot Details page, enter the necessary transactions that make up the Total Quantity needed for that particular transaction. The Total Quantity needed is displayed in the upper right hand corner of the page.

On the Split Mutual Fund Lot Detail Page, update the following fields as necessary:

1. Trade Date (MM/DD/YYYY) —This date must be before the trade date of the editable transaction from the Position Cost Basis History page. The trade date is displayed to the left of Total Quantity in the upper right hand corner of the page.
2. Transaction — Select the type of transaction you are entering from the dropdown menu. There are two choices: Buy, Reinvested Dividend/Cap Gain.
3. Quantity — Enter the number of shares applicable for the transaction.
4. Net Amount — Enter the total net amount applicable for the transaction.

Step 6: Click on the Submit button after all transactions totaling the Total Quantity needed (step 5) are entered. NOTE: You can only update information once. Review your changes carefully before clicking the Submit button.

Step 7: After selecting Submit, you will return to the Position Cost Basis History page. This will populate the Price, Net Amount, Update Date and Updated By fields. Cost Basis information will be updated on the site the following business day to allow for the calculator to apply any necessary tax rules to the transactions. If you need to change the cost basis information for additional transactions, repeat Steps 4, 5, 6 and 7.

Step 8: After all transactions are updated, select the Return to Un/Realized Gains & Losses details link to return to the main page where the position will be flagged as pending as: N/A~. The History/Edit link will no longer be displayed.

Additional Information:

If the mutual fund on the Un/Realized Gains & Losses page displays N/A in the Cost Basis field and has a History/Edit link, you will be able to add the cost basis information. For Mutual funds without a History/Edit link or that display an incorrect cost basis, contact Brokerage Service at (800) 297-6663 to have the cost basis updated or corrected. You must also contact Brokerage Service for additional processing if cost basis information needs to be updated more than once.

Once entered, OLB will display the updated or corrected information the next business day. On the Un/Realized Gains & Losses page in OLB, an asterisk (*) following the Reason Code will indicate that the data presented has been manually updated at some time since inception. Consolidated statements will display updated cost basis information that is entered before market close on the day prior to the statement print date. The consolidated statement will flag each sell with an asterisk where you (or your advisor) have supplied cost basis information. Each sell will be listed by CUSIP with the cost basis, sale proceeds and gain or loss values.

Who can I contact?
Brokerage Service at (800) 297-6663, or SPS Advantage Service at (800) 297-7378

Follow the steps below to update your tax lot information online for securities other than mutual funds. This procedure can only be used to update cost basis for tax lots in Retail Brokerage accounts. To correct your tax lot information on SPS Advantage accounts, contact your financial advisor or SPS Advantage Service at (800) 297-7378.

Step 1: Log into the Online Brokerage (OLB) website and select Your Account.

Step 2: From Select a View, choose either Realized Gains/Losses or Unrealized Gains/Losses from the dropdown menu

Step 3: From the Client Accounts page, select the Gains/Losses tab and click Un/Realized Gains & Losses from the dropdown menu.

Step 4: If the tax lots show N/A in the cost basis fields, you can update the cost basis information yourself.

If the tax lots do not show N/A in the cost basis fields, the cost basis information must be reset to N/A. Contact Brokerage Service at (800) 297-6663.

Step 5: On the Edit Lot Details page, click on "Split Lot" to the right of Quantity to go to the Split Tax Lot page..

Step 6: On the Split Tax Lot page, select the "Specify Number of Lots" dropdown Menu and click on the number of lots into which the lot will be split.

Step 7: Enter how many shares are in each lot; the sum of the lot quantities entered should equal the Total Shares. "Click on the "SUBMIT CHANGES" button to return to the General Security Un/ Realized Gain/ Loss section of the Gains/Losses page.

Step 8: Click on the "Edit" link to the right of the lot to be updated to go to the Edit Lot Details page.

Step 9: On the Edit Lot Details page, update the fields as necessary. Fields you can update include:

• Open Trade Date (date security was purchased).
• Open Price (price at which the trade was executed).
• Open Commission (commission paid by client).
• Open Fees (do not enter anything into this field).
• Cost Basis (cost basis equals the Open Price times the number of shares, plus the Open Commission).

While the fields above appear for both Realized and Unrealized gains, the following fields appear for Realized gains only:

• Close Trade Date (date the security was sold).
• Close Price (price at which the trade executed).
• Close Commission (commission paid by the client on the trade).
• Close Fees (SEC for the sale, if not included in the commission amount).
• Proceeds (proceeds equals the Close Price times the number of shares, minus Close Commission and Close Fees).

Step 10: Review your changes carefully — you can only update information once. When you have verified the information, click the "SUBMIT CHANGES" button. The changes are immediately updated.

Who can I contact?
Brokerage Service at (800) 297-6663 or SPS Advantage Service at (800) 297-7378.

The Account Positions screen is updated throughout the day based on activity that takes place in your account. You can update prices to delayed quotes for positions that are quoted during the day by clicking Update Prices. The following table defines the terms on the Account Positions screen.

When the Account History screen page displays, all transactions are listed over the last 30 days. However, you can adjust the date range to go back further or filter the data to look for certain transactions. History online is available going back to September 1999.

Cash Transaction Code Legend

Stock Transaction Codes

Trade Transaction Codes

The amount of dollars available to trade on the Cash side of your account. Specifically, the total of the unsettled proceeds available for reinvestment, Money Market balance, and the Credit Interest balance. Cash Account: The total of unsettled proceeds available for reinvestment + money market + Ameriprise Cash and less open buy order.

¹ Ameriprise Insured Money Market Account (AIMMA) is an FDIC-insured interest-bearing account, with FDIC insurance of up to at least $100,000.00 per account provided on your cash deposits. For more information, see the AIMMA Terms and Conditions in your Client Agreement.

The Linked ONE Features page displays the Brokerage Account Cash Transfer Balance and the balances of any Ameriprise^® Personal Savings Account or Overdraft account linked to the Brokerage account you are currently viewing. Ameriprise ONE Financial Accounts are not available as part of Workplace Retirement Self-Managed Brokerage Accounts. SPS Advantage clients should request trades through their Advisor. This page also allows you to view the following information and perform the following tasks:

Margin borrowing allows you to borrow money from your brokerage firm to buy stocks using your investments as collateral. Investors generally use margin to increase their purchasing power so that they can own more stocks without fully paying for them. You run the risk, however, that if the value of the securities that secure the margin loan declines beyond the "maintenance requirement" you may be required to deposit additional money or securities, or sell some investments in order to make up the value. A brokerage firm may sell part or all of any securities held in the account, without prior notice to the customer, in order to make up the value and meet the margin limit requirements. The following requirements must be met in order to be eligible for margin borrowing:

• Minimum Margin Requirement: In order to begin buying stocks on margin, the FINRA requires you to have a minimum of $2,000 in cash or margin-eligible securities in your Brokerage Account.
• Initial Margin Requirement: According to regulation T of the Federal Reserve Board, you may borrow up to 50 percent of the purchase price of margin-eligible securities. Keep in mind that not all securities are margin-eligible.
• Maintenance Requirement: You are required to keep a minimum amount of equity in your margin account. Equity is equal to the value of your account less any margin debt. The maintenance requirement at Ameriprise Brokerage is 30%, meaning you must have at least 30% of the total market value of your securities in your margin account at all times. If your equity falls below 30% you will receive a margin call requiring you to deposit additional cash or securities, or to sell enough positions to meet the Initial Margin Requirement. Also keep in mind that some securities have a higher maintenance requirement.

SEC Investor Education Center
FINRA Regulation Investor Resources
FINRA Regulation Electronic Investing Site

(Other securities may be eligible. Call to verify.)

Should the market value of the securities in your margin account decline below minimum maintenance, you will be required to deposit more cash or securities or sell some of the investments in your account in order to bring your account back to the initial margin requirement. If you are unable to do so, Ameriprise Brokerage may be required to sell all, or a portion of your securities to meet the initial requirement. Margin trading entails greater risk and is not suitable for all investors.

A Federal Call (or Fed Call) is a call for additional funds to cover a purchase in an account that has exceeded available cash and/or buying power. Fed Calls are governed by Federal Reserve Regulation T. To meet a Fed Call, a client may deposit cash in the amount of the Fed Call, deposit twice the value of the Fed Call of margin-eligible securities, or sell securities (other than the securities purchased that created the call). Note: When selling margined securities to meet a Fed Call, sell twice the amount of the Fed Call. When selling fully paid-for securities, sell only the amount of the call.

Freeriding is the practice of buying in an account without funding the purchase. This practice violates Regulation T of the Federal Reserve Board concerning broker-dealer credit to customers. A violation requires that the customer fund 100% of purchases for 90 days.