The following information describes the principal entities and service groups that conduct the financial planning, asset accumulation and income, and protection business of Ameriprise Financial, Inc. (Ameriprise Financial). Ameriprise Financial and its subsidiaries became separate from the American Express Company on Sept. 30, 2005. Ameriprise Financial and its subsidiaries are no longer owned by the American Express Company.
RiverSource Investments, LLC provides investment management services to the RiverSource Investments family of funds (formerly, American Express Funds) and Ameriprise® certificates (formerly, American Express Certificates) and also provides investment management services for institutional clients, alternative investments, insurance assets and managed account programs. Ameriprise certificates are issued by Ameriprise Certificate Company.
Ameriprise Trust Company (ATC) is the custodian to certain Individual Retirement Accounts, RiverSource Investments family of funds, and products issued or owned by its affiliates. ATC also provides collective investment funds, trust, custody and administrative services to retirement plans.
Ameriprise Financial Services, Inc. offers financial advisory services, investments, insurance and annuity products. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc. Member FINRA and SIPC CA License #0684538.
The initial complimentary consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
RiverSource Distributors, Inc. (Distributor) Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.
Long-term care insurance sold by our advisors and registered representatives is issued by non-affiliated companies. "Privileged Assets" is a trade-name and does not provide any privileges beyond those allowed by law. Ameriprise Financial Services, Inc. may offer insurance of other companies.
Ameriprise Auto & Home Insurance issues auto, home and umbrella insurance underwritten by IDS Property Casualty Insurance Company, or in certain states, Ameriprise Insurance Company, both in De Pere, WI. Each company is a wholly owned subsidiary of Ameriprise Financial, Inc.
Mortgages and home equity loans are provided by Ameriprise Bank, FSB, an FDIC-insured federal savings bank. Ameriprise Bank, FSB, an Equal Housing Lender, is an Ameriprise Financial Services, Inc. company. Financial advisor may not arrange for, promote, suggest or permit a client to use mortgage or home equity loan proceeds to purchase securities or other investment products offered by financial advisor.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Ameriprise Bank, FSB, member FDIC, provides certain deposit and lending products and services to Ameriprise Financial Services, Inc. Deposit products are FDIC-insured up to $100,000 per depositor. Ameriprise Financial Services, Inc. and Ameriprise Bank, FSB are subsidiaries of Ameriprise Financial, Inc.
Investment products are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Charge cards are made available through American Express Bank, FSB, a subsidiary of American Express Company. Ameriprise Financial, Inc. and its subsidiaries are no longer affiliates of the American Express Company.
Many of the financial products and services we offer carry the Ameriprise® or RiverSource® name. Due to our prior affiliation with the American Express Company, there may be references to the American Express name in historical information about the Ameriprise Financial companies, products or services, or until all systems and content have been updated to reflect the new names and brand. The Ameriprise name is associated with brokerage and financial advisory services, retirement and financial education services, certificates, and personal auto, home and umbrella insurance products from Ameriprise Financial. The mutual fund, annuity and insurance products (except personal auto, home and umbrella insurance) provided by Ameriprise Financial, Inc. and its subsidiaries are identified by the RiverSource name. The RiverSource name is also used for the institutional asset management business including collective investment funds.
Investment products like mutual funds and variable insurance and annuity products involve investment risks, including possible loss of principal, and may fluctuate in value. Prospectuses containing more complete information, including fees and expenses, are available by calling your Ameriprise financial advisor or by calling us at (800) 862-7919. Please read carefully before investing or sending money.
At Ameriprise Financial Services, Inc., we strive to provide our clients with outstanding service that leads to long-term relationships. That is why we have incorporated business continuity planning into our business strategy.
Ameriprise Financial business continuity plans address the loss of an area, building, staff, data, systems, and/or telecommunications. These plans are updated as needed and are subject to testing, evaluation, and senior management review on an ongoing basis. The Ameriprise Financial Business Continuity Planning Program Office oversees these plans and coordinates the activities of key people across the business to implement plans when needed.
Under most scenarios, we expect to continue doing business and resume operations with minimal service impacts. However, under certain scenarios, the time that it takes us to recover and to resume operations may be significantly increased depending on the extent of disruption to our systems and the number of personnel affected.
Click here to view Ameriprise Financial Services, Inc.'s full Business Continuity Disclosure
This website is designed in the United States for residents of the United States only, and should not be considered a solicitation to buy or an offer to sell any securities or other financial products and services in any other jurisdictions. Investment services and products of Ameriprise Financial, Inc. and affiliated entities are not available in those jurisdictions where they are not authorized or permitted by local law to promote or sell the services and products. Ameriprise financial advisors conduct business only in states where they are licensed and registered. Products and services mentioned on this site may not be available in all states.
Some advisors may also be registered with Securities America Inc., Member FINRA and SIPC, a wholly owned subsidiary of Ameriprise Financial Corporation.
The information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell the securities mentioned. The information is not intended to be used as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Ameriprise Financial and its subsidiaries do not give legal or tax advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. See Rules, Regulations and Disclaimers for more information on the rules and regulations that apply to visitors of this site.
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Ameriprise Financial Services, Inc. Member FINRA and SIPC.