Competitive rates and a low minimum opening deposit make our CDs a solid savings solution.
Make your assets work harder for you by locking in a competitive rate with our CDs. Choose from 6 different maturities to fit your goals and consider “laddering” CDs (selecting a variety of maturity dates and rolling over funds) to potentially increase your return.
Our CDs require a low minimum opening deposit of just $2,500, and all accounts are FDIC insured, making them a valuable part of a well-balanced cash management strategy.
Make the most of your money with banking solutions from Ameriprise Financial.
| Maturity | Interest Rate | Annual Percentage Yield (APY)2 |
|---|---|---|
| 3 months | 2.62% | 2.65% |
| 6 months | 2.18% | 2.20% |
| 1 year | 2.23% | 2.25% |
| 2 years | 2.23% | 2.25% |
| 3 years | 2.25% | 2.25% |
| 5 years | 2.27% | 2.30% |
| Phone Banking | Free unlimited information access |
|---|---|
| Internet Banking | Free unlimited information access |
| Customer Service | Account Representative support 24 hours a day, 7 days a week3 |
| Minimum Opening Balance | $2,500; Maximum deposit of $500,000 per depositor. |
| Fees | No monthly or annual fees4 |
| FDIC Insured | Yes, up to $100,000 per depositor |
| Click to apply |
These products are not available to business customers.
1 Please Note: For online CD applications, the interest rate/APY on the date your application is received is your effective rate, provided that you fund your CD within 10 days after we receive your application. If you fund your CD within 10 days and the interest rate/APY changes between the time your application is received and the time you fund your CD, you will receive the higher rate. If funding is received more than 10 days after your online application is received, current CD rates will apply.
2 APY = Annual Percentage Yield. CDs over $99,999.99 have different Annual Percentage Yields. To inquire about Jumbo CDs, please contact Customer Service at 1-888-356-1006.
3 Generally available 24 hours a day, 7 days a week except when systems are unavailable due to scheduled maintenance or due to an unexpected disruption.
4 We may impose penalties for early withdrawal of funds. Penalties or fees may reduce earnings.
Lock in a competitive rate for your cash with Certificates of Deposit from Ameriprise Financial.
Ameriprise Bank, FSB, Member FDIC is an equal housing lender. Ameriprise Financial Services, Inc. and Ameriprise Bank, FSB are subsidiaries of Ameriprise Financial, Inc.
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