Articles from our Financial Library
- The Role of Insurance in Your Financial Plan
- Buying Life Insurance: What Kind and How Much?
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It's easy to forget that your income is dependent on your ability to earn it.
You insure other less valuable assets like your car and home — so why not your income? The risk of a long term sickness or injury is greater and has a potentially more significant impact on your present and future position than you may think. Nearly half of all bankruptcies are due to a disabling medical condition.* And that's where disability income insurance can help.
But what constitutes a disability, and how can you be sure you're protected?
Learn
more about disability insurance
Without proper protection, your way of life would be at risk if you suffered a disabling injury or illness. Your home, your loved ones, your livelihood. By working with an Ameriprise financial advisor, you can make sure you're protecting yourself and your family.
*Harvard University study, 2005
RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York.