Life Insurance

Making sure you're covered doesn't have to be stressful. Ameriprise Financial specializes in helping you and your loved ones feel prepared and protected.

Life insurance is a cost-effective way to help those you care about maintain their quality of life, repay debt and fund education.

To get started, the first step is to learn more about life insurance.

Find out about our policies.

• Life Insurance Product Selector

See the value of RiverSource Life Insurance.

• Policy Performance
• Policy Unit Values

It's something you may not like to think about. But with the help of an Ameriprise financial advisor in your area, you can get all the facts you need to make smart decisions about life insurance. And the initial consultation is always free. The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.

Find an advisor near you

Protecting your loved ones from potential financial risks is an important component of your overall financial plan. Request a free guide to learn more about protection management strategies.

Too often, families who lose their primary income earner or stay-at-home spouse discover the life insurance they're suddenly depending on isn't adequate. Or perhaps you don't have a family but want to make sure you can take care of what matters most to you. When you work with an advisor he or she can help you understand today's possible solutions for protecting from the unexpected. And it starts with answering questions, like:

• If something happened to you, how much would your family need to be secure now and in the future?
• Do you know what type of life insurance is right for your individual needs?
• Is your current coverage up-to-date, providing the protection you need and the most current benefits available in the market place?
• Do you have charities or other causes you want to provide for?

These are just some of the issues advisors address with their clients, and then together they review possible solutions and develop a strategy to help secure their clients' financial futures.

RiverSource Distributors, Inc. (Distributor), Member FINRA. Insurance and annuity products are issued by RiverSource Life Insurance Company and in New York, by RiverSource Life Insurance Co. of New York, Albany, New York. These companies are affiliated with Ameriprise Financial Services, Inc. Only RiverSource Life Insurance Co. of New York is authorized to sell insurance and annuities in New York