Investment risk tolerance quiz

When it comes to investing, understanding your personal risk tolerance — your ability to tolerate fluctuations in the value of your assets — is critical. Alongside factors like your financial goals and time horizon, your risk tolerance helps inform the asset types and investments that should comprise your portfolio.

 

For an initial investment risk tolerance assessment, take our quiz below. Then connect with your Ameriprise financial advisor. They can help you make sense of your results and create a personalized investment strategy that aligns to it.

Please answer all the questions to see your results.

Risk tolerance categories

Conservative

I am willing to accept the lowest return potential in exchange for the lowest potential fluctuation in my account value even if it may not keep pace with inflation.

Moderately conservative

I am willing to accept a relatively low return potential in exchange for relatively low fluctuation in account value.

Moderate

I am willing to accept a moderate return potential in exchange for some fluctuation in account value.

Moderately aggressive

I am seeking a relatively high return potential and am willing to accept a relatively high fluctuation and potentially substantial loss in my account value.

Aggressive

I am seeking the highest return potential and am willing to accept the highest fluctuation, knowing I could lose most or all of my account value. 

Based on your answers, you fall into the highlighted category below: 

Conservative

I am willing to accept the lowest return potential in exchange for the lowest potential fluctuation in my account value even if it may not keep pace with inflation.

Moderately conservative

I am willing to accept a relatively low return potential in exchange for relatively low fluctuation in account value.

Moderate

I am willing to accept a moderate return potential in exchange for some fluctuation in account value.

Moderately aggressive

I am seeking a relatively high return potential and am willing to accept a relatively high fluctuation and potentially substantial loss in my account value.

Aggressive

I am seeking the highest return potential and am willing to accept the highest fluctuation and could lose most or all of my account value.
Can you review my risk tolerance quiz results with me? Should I make changes to my portfolio based on my results? How may my risk tolerance change over time?

When you’re ready to reach out to an Ameriprise financial advisor for a complimentary initial consultation, consider bringing these questions to your meeting.

When you’re ready to reach out to an Ameriprise financial advisor for a complimentary initial consultation, consider bringing these questions to your meeting.

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RELATED INFORMATION

How to determine risk tolerance for investing

Aligning investments with your financial goals

Why should an investor consider diversification and asset allocation?

Create an investment strategy that aligns with your risk tolerance.

Or, request an appointment online to speak with an advisor. 

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At Ameriprise, the financial advice we give each of our clients is personalized, based on your goals and no one else's. 

If you know someone who could benefit from a conversation, please refer me.

Background and qualification information is available at FINRA's BrokerCheck website.

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This information is being provided only as a general source of information and is not a solicitation to buy or sell any securities, accounts or strategies mentioned.  The information is not intended to be used as the primary basis for investment decisions, nor should it be construed as a recommendation or advice designed to meet the particular needs of an individual investor. Please consult with your financial advisor regarding your specific financial situation.
Ameriprise Financial cannot guarantee future results.
The initial consultation provides an overview of financial planning concepts.  You will not receive written analysis and/or recommendations.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.