Your privacy is important. We will not ask for any personal information.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Background and qualification information is available at
FINRA's BrokerCheck website

As you answer questions in each retirement planning area, you will fill in triangles. The more prepared you feel, the more triangles you will fill.

See where you stand against both a U.S. average and the average of Ameriprise Financial Planning clients.1

1 Based on a sample of 5,892 clients surveyed in January 2022 who have a financial plan and 1,000 general population respondents.

Contact an Ameriprise financial advisor and ask about the Confident Retirement approach. You'll have an important discussion about your retirement journey. 94% of clients surveyed say they now feel more confident about retirement.2

Ask your Ameriprise financial advisor about the Confident Retirement approach. You'll have an important discussion about your retirement journey. 94% of clients surveyed say they now feel more confident about retirement.2

  • How can I generate monthly retirement income to replace my paycheck?
  • How can I create a withdrawal plan that suits my lifestyle?
  • How can I make sure I can cover the costs Medicare doesn’t?

My Advisor

Jose S Ching
  • Jose S Ching
  • CRPC
  • Private Wealth Advisor
  • Ching & Associates
  • A private wealth advisory practice of Ameriprise Financial Services, LLC
  • (562) 698-2604
  • jose.s.ching@ampf.com

Take the 3-Minute Confident Retirement® check

Retirement questions—everyone has them. Our 3-Minute Confident Retirement check can help you start finding the answers. Gauge your retirement readiness and see where you stand. Then discuss your retirement journey with your Ameriprise financial advisor.

Your privacy is important. We will not ask for any personal information.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Background and qualification information is available at
FINRA's BrokerCheck website

  • 1 of 16

    Have you estimated your annual expenses in retirement?

  • 2 of 16

    How confident are you that you'll be able to pay essential expenses after your paychecks stop?

  • 3 of 16

    Do you have a written financial plan?

  • 4 of 16

    Have you accounted for inflation when planning for future expenses?

  • 5 of 16

    Could you pay off your mortgage before retirement if you desired?

  • 6 of 16

    Do you have concerns about your credit card debt?

  • 7 of 16

    Are you ever afraid that you haven't saved enough?

  • 8 of 16

    Will you achieve your dreams during retirement?

  • 9 of 16

    Which words describe how you feel about your retirement?

    Click all that apply.
  • 10 of 16

    Are you confident you'll be able to afford the things you've been looking forward to in retirement?

  • 11 of 16

    How will you spend your time in retirement?

    Click all that apply.
  • 12 of 16

    How financially prepared do you feel for retirement?

  • 13 of 16

    Have you set aside an emergency fund that covers 6 months of expenses?

  • 14 of 16

    Do you have insurance to cover long-term care costs?

  • 15 of 16

    How confident are you that you'll be able to afford any unexpected expenses in the future?

  • 16 of 16 (part 1 of 4)

    Have you done the following:

    • Completed a will?

    • Updated your power of attorney?

    • Updated your beneficiaries on your accounts?

    • Made a plan to leave something to family or charity?